PRESS RELEASE
25 May 2026

Herbert Smith Freehills Kramer Closes $293.5 Million Home Improvement Securitization

KL
Herbert Smith Freehills Kramer LLP

Contributor

Herbert Smith Freehills Kramer is a world-leading global law firm, where our ambition is to help you achieve your goals. Exceptional client service and the pursuit of excellence are at our core. We invest in and care about our client relationships, which is why so many are longstanding. We enjoy breaking new ground, as we have for over 170 years. As a fully integrated transatlantic and transpacific firm, we are where you need us to be. Our footprint is extensive and committed across the world’s largest markets, key financial centres and major growth hubs. At our best tackling complexity and navigating change, we work alongside you on demanding litigation, exacting regulatory work and complex public and private market transactions. We are recognised as leading in these areas. We are immersed in the sectors and challenges that impact you. We are recognised as standing apart in energy, infrastructure and resources. And we’re focused on areas of growth that affect every business across the world.
Herbert Smith Freehills Kramer (US) LLP represented the purchasers, in connection with a $293,515,000 securitization of home improvement draws on consumer loans...
United Kingdom

Herbert Smith Freehills Kramer (US) LLP represented the purchasers, in connection with a $293,515,000 securitization of home improvement draws on consumer loans entered into primarily to finance home improvement-related products and services. The Notes were rated by Fitch Ratings, Inc. The transaction closed on May 15, 2026.

The HSF Kramer team consisted of partners Gilbert K.S. Liu and David S. Berg, associates Shazia Ahmad and Francis Keane from the Securitization group; partner Barry Herzog and associate Mariya Khvatskaya from the Tax group; partner Marissa J. Holob and special counsel Avram J. Cahn from the Employee Benefits group; partner Michael Poulton and associate Sonna Subbaiah from the London office; and partner Vincent Hatton, of counsel Sonia Rogez, and associate Camille Rivetfrom the Paris office.

Contributor

Herbert Smith Freehills Kramer is a world-leading global law firm, where our ambition is to help you achieve your goals. Exceptional client service and the pursuit of excellence are at our core. We invest in and care about our client relationships, which is why so many are longstanding. We enjoy breaking new ground, as we have for over 170 years. As a fully integrated transatlantic and transpacific firm, we are where you need us to be. Our footprint is extensive and committed across the world’s largest markets, key financial centres and major growth hubs. At our best tackling complexity and navigating change, we work alongside you on demanding litigation, exacting regulatory work and complex public and private market transactions. We are recognised as leading in these areas. We are immersed in the sectors and challenges that impact you. We are recognised as standing apart in energy, infrastructure and resources. And we’re focused on areas of growth that affect every business across the world.

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