United States: FinTech

Leading on Crypto is a video series featuring exclusive conversations with industry leaders exploring the evolving world of cryptocurrency and blockchain technology. Each episode delivers timely insights on regulatory developments, market trends, tokenization, stablecoins, and the innovations reshaping digital finance from executives at firms like Moody's Ratings, Pantera, Gemini, a16z, and the Crypto Council for Innovation.

This blog explores various topics and insights, providing readers with valuable information and analysis across multiple subject areas. The content aims to inform and engage audiences through thoughtful commentary and expert perspectives.

A California Superior Court's tentative ruling in Opportunity Financial v. Hewlett has granted summary judgment to OppFi, rejecting the state regulator's "true lender" theory in a bank-fintech partnership dispute. This landmark decision addresses whether a fintech company or its partner bank should be considered the actual lender when loans are originated by a bank but predominantly funded and serviced by the fintech...

California's new licensing regime for digital financial asset businesses is no longer on the horizon, it is here. The California Department of Financial Protection and Innovation (DFPI) opened its application portal last month, and the July 1, 2026 compliance deadline is now less than three months away. For companies that anticipate serving California residents with covered digital financial assets services, there is a significant advantage to having a license application in by July 1.

Global cryptocurrency regulation is undergoing rapid transformation as the SEC exempts certain crypto interfaces from broker-dealer registration, the U.S. Senate prepares to vote on landmark digital asset legislation, and major financial centers from Pakistan to Hong Kong establish new licensing frameworks for stablecoin issuers and virtual asset service providers.

In this episode of the Consumer Finance Monitor Podcast, host Alan Kaplinsky is joined by colleagues Pilar French and Burt Rublin to unpack a rapidly evolving issue at the intersection...

A major U.S. cryptocurrency exchange recently announced that it has received conditional approval from the U.S. Office of the Comptroller of the Currency (OCC) for a national trust bank charter.

On March 26, 2026, mortgage provider Better Home & Finance and cryptocurrency trading platform Coinbase announced a partnership with Fannie Mae to offer Fannie Mae-complaint mortgages backed by cryptocurrency from borrowers as collateral.

February 2026 saw heightened federal and state enforcement across a broad range of cryptocurrency fraud schemes, with regulators imposing substantial prison terms and restitution orders. Federal authorities sentenced a Chinese national to nearly four years in prison for laundering $36.9 million from victims of Cambodia‑based investment scams, while a dual national of China and St. Kitts and Nevis received a 20‑year sentence in absentia for orchestrating a $73 million conspiracy that funneled vic