Consumer Protection Law and Regulations

Russell Vought is expected to remain at the Consumer Financial Protection Bureau as a senior adviser after his term as Acting Director ends on August 1, providing continuity until Brian Johnson is confirmed by the Senate. The arrangement comes during a consequential transition period as the Bureau grapples with pending litigation over proposed staff reductions, organizational restructuring, and regulatory reconsiderations from the previous administration.

CFPB Director nominee Brian Johnson faced Senate questioning about his plans for the Consumer Financial Protection Bureau, declining to support calls for the agency's elimination while outlining priorities focused on consumer protection, accountability, and modernization. His confirmation hearing revealed tensions over his industry background and potential political interference in enforcement actions.

AI companies operating across the United States are increasingly finding themselves pulled in two directions at once. On one side, a growing patchwork of state laws purports...

A newly launched academic institute aims to reshape consumer financial services regulation through a policy framework emphasizing consumer choice, market competition, and innovation. Professors Todd Zywicki and Tom Miller discuss their Institute for Consumer Financial Choice, its research priorities spanning military lending to cryptocurrency, and strategies for influencing legislation and regulatory policy.

Parliament is in its summer recess, and so is the Financial Services and Markets Bill. When the summer is over, the Bill will start its Report stage in the House of Lords.

Governor Mikie Sherrill has nominated Christopher L. Peterson, a nationally recognized consumer protection scholar and former CFPB senior official, to lead New Jersey's Division of Consumer Affairs. The appointment signals continued robust enforcement of consumer protection laws in one of the nation's most active state agencies. Peterson's extensive background in consumer financial services law and his role in shaping federal consumer protection policy position him as a significant figure in state-level enf

On July 27, the College Football Players Association (CFBPA) announced that Stanford football players had established the first campus chapter of the organization...

The Iowa Supreme Court's landmark decision in In re Ezra L. Totton Scholarship addresses whether universities can modify race-based donor-restricted scholarships in response to changing legal landscapes following Students for Fair Admissions v. Harvard. The case examines the tension between institutional risk management and honoring donor intent when scholarship criteria include protected characteristics like race or gender. This ruling establishes important precedent for how educational institutions must b

The Iowa Supreme Court's landmark decision in In re Ezra L. Totton Scholarship addresses whether universities can modify race-based donor-restricted scholarships in response to changing legal landscapes following Students for Fair Admissions v. Harvard. The Court ruled that while institutions may seek modifications when restrictions become impracticable, any changes must remain faithful to the donor's original charitable intent rather than simply serving institutional compliance goals. This precedent-settin

The U.S. Department of Justice and Consumer Product Safety Commission have filed their first imminent hazard lawsuit in nearly four decades, targeting manufacturers of Lakkzoom immersion water heaters that allegedly catch fire within minutes when used improperly. This aggressive enforcement action signals a renewed willingness to pursue mandatory recalls through federal court, even as questions swirl about the future structure of the CPSC under the Trump administration. The case raises critical questions ab

This monthly newsletter examines critical developments in product liability and mass torts, analyzing how bankruptcy proceedings affect liability claims, jurisdictional challenges in California courts...

The proliferation of Prop 65 enforcement continues in California. Private enforcers have issued over 2,600 notices of violation to date in 2026, while food, personal care, and apparel companies remain the primary enforcement targets.