Canada: Insurance Laws and Products

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Insurance law and insurance regulation thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as reinsurance, insurance law and insurance products.

Ontario Accident Benefits That Will No Longer Be Mandatory As Of July 1, 2026

Important changes are coming to auto insurance benefits in Ontario. These changes are of critical importance to anyone who owns, drives or is a passenger in a motor vehicle in Ontario.

Canada Litigation

PV

Pallett Valo LLP

A Reminder Of The Key Changes Introduced By The Working For Workers Seven Act, 2025

Bill 30, Working for Workers Seven Act, 2025, ("Bill 30") received royal assent on November 27, 2025, and made numerous changes to the Employment Standards Act, 2000 ("ESA")...

Canada Employment

ML

McMillan LLP

Long-Term Disability Claim Denied In Ontario? What To Do Next

First, there is the illness or injury itself. Then there is the letter from the insurer telling you that the benefits you were counting on will not be paid, at least not yet.

Canada Insurance

U

Unified LLP

Ontario Insurance Regulator Pauses Regulatory Framework For Life And Health Managing General Agents ("L&H MGAs") In Ontario

The Financial Services Regulatory Authority of Ontario ("FSRA") announced that it has paused work to finalize a proposed rule and licensing regime for Life and Health Managing General Agents...

Canada Insurance

MT

McCarthy Tétrault LLP

Emond c. Trillium : la Cour suprême confirme les règles sur l’interprétation des polices d’assurance

Canada Insurance

MT

Miller Thomson LLP

Not The First Stop: Reasonable Investigations Before Putting The Fund On Notice

Canada Insurance

SB

SBA Lawyers LLP

Call It What It Is: Income Insurance

Canada Insurance

F

Lawyers Financial

Emond v. Trillium: The Supreme Court Confirms The Rules On Insurance Policy Interpretation

Canada Insurance

MT

Miller Thomson LLP

Understanding Insurance Recovery After Judgment: Key Takeaways From Tragger v. Intact Insurance Company (2025 ABKB 678)

Canada Insurance

PB

Prowse Barrette

Loss Of Use As "Physical Damage"? Case Summary Of The Ontario Court Of Appeal Decision In MDS Inc. v. Factory Mutual Insurance Company

Canada Insurance

MT

Miller Thomson LLP

THE CARE-FIRST SYSTEM Alberta's Proposed New No-Fault Auto Insurance Regime Set To Start January 1, 2027

Canada Insurance

CC

CLC (Canadian Litigation Counsel)

Does Insurance Cover Injuries Caused By An Impaired Driver In Alberta?

Canada Insurance

WG

Watson Goepel LLP

Supreme Court Provides Guidance On Conflicts Between Insurance Policy Provisions

Canada Insurance

SU

Singleton Urquhart Reynolds Vogel LLP

Replacement Insurance: Deferred Entry Into Force Of The Amendment Prohibiting Dealer Sales (Act 15)

Canada Insurance

D

Dentons Canada LLP

Understanding CRA Form T106 And How It Compares To U.S. Reporting Requirements

RS

Rotfleisch & Samulovitch P.C.

Vefghi Holding Corp. v. Canada: How To Avoid The "Tax Trap" On Timing Of Flow-Through For Dividend Income And Timing Of Receipts For Trusts

RS

Rotfleisch & Samulovitch P.C.

The Federal Government And Musqueam Nation Sign Historic Agreements Recognizing Aboriginal Land Title | CityNews Interview With Anita Boscariol (Video)

Canada Government

WG

Watson Goepel LLP

CRA Trust Reporting Requirements In Canada: T3 Filing Rules, Bare Trust Updates & Tax Audit Risk

RS

Rotfleisch & Samulovitch P.C.

U.S.–Canada Tariffs: Timeline Of Key Dates And Documents

Canada International

BC

Blake, Cassels & Graydon LLP

Why Serious Injury Claims Often Become Disputes About "Severity"

Disputing injury severity Ontario is one of the most common and most frustrating issues people face after a serious accident.

Canada Insurance

MO

McLeish Orlando LLP

LAT Success On Catastrophic Impairment And A Helpful Criterion 8 Analysis

McLeish Orlando Partner, William Harding. was recently successful in obtaining a catastrophic designation for a client at the License Appeal Tribunal ("the Tribunal").

MO

McLeish Orlando LLP

Spring Roads, New Risks: What Ontario Motorcyclists Need To Know About Automobile Insurance Changes Coming This Season

As Ontario motorcyclists start to think about getting their bikes out of winter storage, there's more on the horizon than just warmer weather. This year will mark a significant shift in how auto...

Canada Insurance

LL

Lerners LLP

Maintaining Privilege Over Surveillance Records: Blackstone v Chen, 2026 ABKB 69

The Plaintiff was injured in a motor vehicle accident and sued the Defendant. As is common in personal injury litigation, the Defence retained a private investigator to investigate...

Canada Insurance

CC

CLC (Canadian Litigation Counsel)

What's Guaranteed – And What Isn't: The Supreme Court Of Canada Draws The Line On GRC Coverage In Emond v. Trillium Mutual Insurance

Canada Insurance

BL

Borden Ladner Gervais LLP

Supreme Court Of Canada Clarifies Nullification Of Coverage Doctrine

Canada Insurance

TG

Theall Group LLP

Une décision de la Cour suprême du Canada fournit des lignes directrices sur l'interprétation des polices d'assurance

Canada Insurance

BC

Blake, Cassels & Graydon LLP

AI Is Great – Until It Hallucinates!

Canada Technology

PV

Pallett Valo LLP

Intellectual Property Ontario (IPON) Launches New Subsidized IP Insurance Program

C

Cassels

Travelling Outside Your Home Province? Make Sure Your Coverage Travels Too

Canada Insurance

F

Lawyers Financial

Every Word Counts - Edmond v. Trillium

Canada Insurance

MB

McCague Borlack LLP

Decision Requiring Physician To Repay OHIP Over $600,000 For COVID-19 Vaccines Overturned

Canada Employment

RS

Rosen Sunshine LLP

Insurance Legal Ledger: BLG's Business Insurance Newsletter (Winter 2026)

Canada Insurance

BL

Borden Ladner Gervais LLP

Whose Relationship Is It Anyways?

Canada Insurance

SB

SBA Lawyers LLP

Every Word Counts - Edmond v. Trillium

On January 30, 2026, the Supreme Court of Canada released its decision in Emond v. Trillium Mutual Insurance Co., 2026 SCC 3. At its core, the case is about contract interpretation, specifically...

Canada Insurance

MB

McCague Borlack LLP

Decision Requiring Physician To Repay OHIP Over $600,000 For COVID-19 Vaccines Overturned

A recent case from Divisional Court overturned the decision of the Health Services Appeal and Review Board (the "Board") requiring Dr. Elaine Ma to repay $600,962.16 to OHIP for COVID‑19...

Canada Employment

RS

Rosen Sunshine LLP

Insurance Legal Ledger: BLG's Business Insurance Newsletter (Winter 2026)

BLG's insurance lawyers monitor key rulings on insurance claim, policy interpretation, and coverage disputes to provide clients with practical insights they can act on.

Canada Insurance

BL

Borden Ladner Gervais LLP

Whose Relationship Is It Anyways?

This case deals with the aftermath of a breakdown in the relationship between an insurer and a brokerage. Since 2014, BrokerLink has marketed and sold Commonwell insurance products; however...

Canada Insurance

SB

SBA Lawyers LLP

Next Phase, Same Timeline: Insurance Council Of British Columbia's Consultation On Restricted Insurance Agent Regulation

Canada Insurance

BL

Borden Ladner Gervais LLP

Supreme Court Of Canada: Exclusion Clauses Should Not Nullify The Benefit Of Insurance

In Emond v Trillium Mutual Insurance Co, the Supreme Court of Canada confirmed that exclusion clauses should not be applied in a way that would nullify the insurance coverage purchased, even when the provision's language...

Canada Insurance

LS

Lenczner Slaght LLP

Recovery | Step 1 Towards Resolving Claims Quickly (No Machines Necessary)

During the first 30 days of a claim, the power of good communication between the claimants' lawyers and adjusters cannot be overstated

Canada Litigation

HS

Howie, Sacks & Henry LLP

Insurance Policies: When The Language Is Clear, Exclusions Apply

When an insurance policy is drafted in clear and unequivocal terms, courts must apply it with full force and refrain from neutralizing its exclusions through the rules of contractual interpretation.

Canada Insurance

L,

Langlois Lawyers, LLP

Supreme Court Of Canada Decision Provides Guidance For Interpreting Insurance Policies

In Emond v. Trillium Mutual Insurance Co., the Supreme Court of Canada (SCC) has provided updated guidance on the interpretation of insurance policies.

Canada Insurance

BC

Blake, Cassels & Graydon LLP

Guaranteed, Not God-Mode

Canada Insurance

SB

SBA Lawyers LLP

No Guarantees: Supreme Court Defines Policy Limits Of "Guaranteed" Rebuilding Coverage

Canada Insurance

MT

McCarthy Tétrault LLP

British Columbia's New Restricted Insurance Agency (RIA) Licensing Regime: What Businesses Need To Know

Canada Insurance

BM

Blaney McMurtry LLP

Pay First, Dispute Later: Priority Matters

Canada Insurance

SB

SBA Lawyers LLP

Five Things First-Time Home Buyers Should Know In Ontario

Canada Real Estate

SW

Soloway Wright

EI Sickness Benefits And Long-Term Disability In 2026: How To Avoid Gaps, Offsets, And Denials When You Can't Work

Canada Employment

U

Unified LLP

Act Quickly: What To Do When Your Insurance Claim Is Denied

Canada Insurance

RH

Rice Harbut Elliott

Ontario Is Home To Many Of Canada's Most Dangerous Winter Roads

Canada Transport

GP

Gluckstein Lawyers

Insurance Investigators Owe No Duty To Insureds For Claim Delays

Canada Insurance

SB

SBA Lawyers LLP

Regulatory Update: British Columbia's New Restricted Insurance Agency Regime

Canada Insurance

MT

McCarthy Tétrault LLP

2025 Year In Review In Insurance

Canada Insurance

MT

McCarthy Tétrault LLP

Proving Delay And Damages: Lessons On Critical Path Analysis And Insurance Recovery In Dependable Mechanical V Ledcor

Canada Real Estate

SU

Singleton Urquhart Reynolds Vogel LLP

Unearned Insurance Premiums: When PPSA Registration Is Not Enough

Canada Insurance

ML

McMillan LLP

The Legal Anatomy Of A Film Production

Canada Media & IT

TD

Thompson Dorfman Sweatman LLP

Budget fédéral de 2025 : modifications et propositions clés en matière d'emploi

Canada Employment

FF

Fasken (French)

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Highlighted Content

How Are 'Catastrophe Bond' (Cat Bond) Losses Taxed In Canada? Guidance From A Canadian Tax Lawyer

RS

Rotfleisch & Samulovitch P.C.

How Life Insurance Is Taxed In Canada: What You Need To Know Before Making Withdrawals, Claiming Benefits

RS

Rotfleisch & Samulovitch P.C.

FSRA's New Supervisory Framework For Life And Health Agents Means More Proactive Supervision

WS

Walker Sorensen

Incentive Management Guidance Related To Sale And Servicing Of Insurance Products In Canada

Canada Insurance

WS

Walker Sorensen

OSFI Final Reinsurance Guidelines

Canada Insurance

WS

Walker Sorensen

Latest Videos

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BTC Series: As The Owner Of A Commercial Property, What Clauses Or Warranties Should I Be Aware Of When Speaking To A Broker? (Video)

WG

Watson Goepel LLP

How To Handle A Billing Audit (Video)

RS

Rosen Sunshine LLP

Biodiversity Net Gain - How Are The New Rules Changing The Landscape? (Video)

GW

Gowling WLG

No-Fault Accident Benefits In Ontario: Explained (Video)

GP

Gluckstein Lawyers

It's Never Too Late Except When It Is (Video)

SB

SBA Lawyers LLP

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