Mark J. Windham

Court Rejects FDCPA Claims Based On Multiple Addresses, Validation Periods In Consecutive Collection Letters

Dunning Letter With Zero Balance For Interest And Other Charges Not Misleading To Reasonable Unsophisticated Consumer Under The FDCPA, Holds Seventh Circuit

Eleventh Circuit Weighs In On FCRA "Legitimate Business Purpose," Affirms Dismissal In Favor Of Defendant Who Accessed Credit Report To Verify Identity And Eligibility

Seventh Circuit Holds That Borrower Failed To Show Harm Caused By Servicer's QWR Response

N.D. Ill. Applies "Competent Lawyer" Standard To Dismiss FDCPA Claims Based On Collection Letter Sent To Consumer's Attorney