Searching Content indexed under Consumer Credit by Orrick ordered by Published Date Descending.
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CFPB Structure Ruled Unconstitutional
On October 11, 2016, the U.S. Court of Appeals for the District of Columbia Circuit ruled in PHH Corporation v. Consumer Financial Protection Bureau that the CFPB's structure is unconstitutional.
United States
26 Oct 2016
D.C. Circuit Strikes Down CFPB Leadership Structure
On October 11, 2016 the D.C. Circuit in PHH Corporation v. CFPB, No. 15-1177, struck down the Consumer Financial Protection Bureau's (CFPB) leadership structure as unconstitutional.
United States
19 Oct 2016
The CFPB Publishes Final Rule For Prepaid Accounts
The CFPB finalized comprehensive consumer protections for prepaid account users that require, among other things, financial institutions to limit consumer losses when funds are stolen or cards are lost.
United States
17 Oct 2016
Rejecting "True Lender" Arguments, California District Court Dismisses Claims Against Student Loan Servicers
This past Thursday, September 22, a federal district court in the Central District of California dismissed an action raising usury claims against several student loan servicers...
United States
28 Sep 2016
Arguing That Cashcall Was The "True Lender", CFPB Successfully Challenges High Interest Loan Program
On August 31, a federal district court in California ruled in favor of the U.S. CFPB on the application of "true lender" principles in the context of a tribal lending arrangement.
United States
12 Sep 2016
Bill Introduced In Congress To Make "Valid When Made" The Law Of The Land
The Vice Chairman of the House Financial Services Committee introduced H.R. 5724, the Protecting Consumers' Access to Credit Act of 2016.
United States
25 Aug 2016
CFPB Finalizes New Foreclosure Protections
On August 4, 2016, the Consumer Financial Protection Bureau (CFPB) issued updated servicing rules to expand foreclosure protections for homeowners and struggling borrowers.
United States
19 Aug 2016
Agencies Issue Proposal On Method To Adjust Thresholds For Exempting Certain Consumer Credit And Lease Transactions
Agencies Issue Proposal on Method to Adjust Thresholds for Exempting Certain Consumer Credit and Lease Transactions.
United States
8 Aug 2016
Consumer Financial Protection Bureau Proposes Rule To End Payday Debt Traps
On June 2, 2016, the CFPB announced a proposed rule that would substantially change the rules governing "payday loans, auto title loans, deposit advance products"...
United States
17 Jun 2016
Who Can Sue Under The Fair Credit Reporting Act? A Claimant Must Now Have A Concrete Injury To Go To Court
The U.S. Supreme Court issued an opinion in the closely watched case Spokeo, Inc. v. Thomas Robins et al., addressing the issue of standing under the Fair Credit Reporting Act (FCRA).
United States
13 Jun 2016
CFPB Sues Offshore Payday Lender
On August 4, the CFPB announced the filing of a lawsuit against NDG Eneterprise, a complex web of commonly controlled companies, for collecting money consumers did not owe.
United States
12 Aug 2015
CFPB Finalizes Rule Aimed At Improving Credit Card Agreement Submission Process
On April 15, the CFPB issued a final rule aimed at improving the way that companies submit consumer credit card agreements to the CFPB.
United States
22 Apr 2015
CFPB Considers Stronger Consumer Protections For Payday Loans And Similar Debt
On March 26, the CFPB announced that it is considering stronger consumer protections relating to payday loans, vehicle title loans, deposit advance products, and certain high-cost installment loans...
United States
10 Apr 2015
CFPB Launches Public Inquiry To Inform Agency Review Of The Credit Card Market
This public inquiry will focus on issues including credit card terms, the use of consumer disclosures, credit card debt collection practices, and rewards programs, among others.
United States
31 Mar 2015
Fed And CFPB Announce Thresholds For Regulation Z And Regulation M Exempt Consumer Credit And Lease Transactions
The Fed and CFPB announced increases in the dollar thresholds in Regulation Z and Regulation M for exempt consumer credit and lease transactions.
United States
1 Oct 2014
CFPB Warns Credit Card Companies Against Deceptively Marketing Promotional Offers
The CFPB warned credit card companies against deceptively marketing interest-rate promotions, over concerns about companies luring in consumers.
United States
14 Sep 2014
FHFA Seeks Input On Fannie Mae And Freddie Mac Guarantee Fees
On June 5, FHFA announced it is requesting input on the guarantee fees charged by Fannie Mae and Freddie Mac to lenders.
United States
12 Jun 2014
EBA Report On Consumer Trends 2014
On February 28, the European Banking Authority published a report on consumer trends in the areas of consumer protection and financial innovation.
European Union
18 Mar 2014
How Italy's New Anti-Money Laudering Laws Affect You
On Jan. 1, 2014, two anti-money laundering regulations, issued by the Bank of Italy in April 2013, entered into force.
United States
28 Feb 2014
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