The OCC adopted a final rule to amend the agency's company-run stress testing requirements for national banks and federal savings associations. The final rule - which is unchanged from the proposal - will:

  • raise the minimum threshold for national banks and federal savings associations to conduct stress tests from $10 billion to $250 billion;
  • reduce the frequency with which certain banks will be obligated to conduct stress tests; and
  • cut the number of required stress testing scenarios from three to two.

The amended requirements will become effective on November 24, 2019.

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