On November 15, 2016, Grovetta Gardineer, Senior Deputy Comptroller for Compliance and Community Affairs, spoke to the CRA and Fair Lending Colloquium about the role a "healthy culture" plays at regulated financial institutions. She called the Dodd-Frank reforms the process of establishing a "new normal," warning institutions they cannot return to pre-crisis modes of operation. She highlighted compliance culture as a key element to a healthy institutional culture, noting OCC efforts to improve compliance supervision. She also noted a focus on existing and emerging risks in the fair lending and CRA spaces for the OCC.
Senior Deputy Comptroller Gardineer's remarks are available at: https://occ.gov/news-issuances/speeches/2016/pub-speech-2016-144.pdf.
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