On December 16, 2014, the Office of the Comptroller of the Currency ("OCC") issued a revised version of the "Truth in Lending Act" booklet. The handbook provides updated guidance to examiners on recent changes made to Regulation Z, specifically in relation mortgage lending.

The handbook is available at: http://www.occ.gov/publications/publications-by-type/comptrollers-handbook/truth-in-lending-handbook.pdf

The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.