The turmoil in the financial services industry shows no sign of abating. The worst dangers of the financial crisis have given way to political and regulatory reaction on perhaps an unprecedented scale.

But major uncertainties remain. Banks, insurers, investment managers – all face a future which will be as different as it is currently obscure. The focus of this edition of Frontiers in Finance is on what can be done to forge forward in this environment.

The articles in this issue review regulatory developments from a number of perspectives. We look at growth prospects in the insurance sector and in the massive but still emerging market of Brazil. The operational issues addressed include how to guard against rogue trading and how to implement effective customer remediation when things do go wrong.

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