Searching Content indexed under Charges, Mortgages, Indemnities by Davis & Gilbert ordered by Published Date Descending.
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Subprime Auto: The Truth Is Out There
Red and blue is the new black and white, but the country could use a lot more purple. Seems few can take a position publicly these days unless it's extreme – whether it's a political debate
United States
11 Mar 2019
How Subprime Auto Participants Can Avoid The Hell Of A Future Unseen
If you want to know the truth, no one can really predict the future of any market by themselves; everyone is limited by data and perceptions.
United States
20 Feb 2019
Tiny Spaces, But Lots Of Room For Pace-Type Financing
Move over mortgages – there's a new kind of real estate that could benefit from a new type of funding. As higher interest rates and rising prices are making affordable housing a challenge...
United States
23 Nov 2018
Once Bitten, But Not Shy: Subprime Mortgage Lending Is Alluring Again
Bright, shiny objects are hard to resist. Like the glowing orb cast by the anglerfish subprime lending is back with the potential for profits shining like a beacon.
United States
6 Nov 2018
Dis-Honor In A Downgrade – Strong Management And Credit Enhancements Mean More Today Than Yesterday (But Not As Much As Tomorrow)
There's a caution flag out for subprime auto loan securitizations. The Class C tranche of Honor Finance's HATS 2016-1 – the deal that jump-started the debate as to how low deep subprime issuances could go ...
United States
8 Aug 2018
Subprime Auto Loan Crisis Chronometer Update
Observing the rising tide of borrower delinquencies in subprime auto lending, I'm reminded of that famous outburst by the former NFL coach, Dennis Green.
United States
13 Jul 2018
Student Loans: 60-Second Market Review And Insights – June 20, 2018
Student loan debt rose to $1.52 trillion in Q1 2018, up from $1.44 trillion a year earlier, and now accounts for 10.7% of the $13.21 trillion in total household debt ....
United States
26 Jun 2018
Subprime Residential Mortgages And RMBS In 2018: A Tale Of Two Cycles
Litigation related to pre-financial crisis subprime mortgage lending and securitization has resulted in a decade-long hangover for many of those who participated in the boom times.
United States
30 Jan 2018
Subprime Surprise? Subprime Auto Overcollateralization May Not Be Overly Protective
Historically, investors in subprime auto asset-backed securities (ABS) have been able to sleep well at night.
United States
16 Oct 2017
Residential Mortgages And RMBS: 60-Second Market Review And Insights
New mortgage originations reached $421 billion in Q2 2017, down from $427 billion in Q2 2016 (a 1.41% decrease). Housing debt reached $9.14 trillion in Q2 2017, up from $8.84 trillion in Q2 2016 (a 3.82% increase).
United States
29 Sep 2017
Residential Mortgages And RMBS: 60-Second Market Review And Insights
New mortgage originations reached $421 billion in Q2 2017, down from $427 billion in Q2 2016 (a 1.41% decrease).
United States
26 Sep 2017
Show Me The Note, Again …
Years ago, "show me the note" contagion took hold in the subprime mortgage market.
United States
11 Aug 2017
Autocorrect? Lenders Pull Back From Subprime Auto Lending, Others Follow Riskier Course
A Federal Reserve blog post in November 2016 attracted widespread attention to subprime auto lending and the similarities easily drawn, at least on the surface, to subprime mortgage lending...
United States
3 Aug 2017
Oh, The Indemnity! Claims For Reimbursement May Follow RMBS Litigation Settlements
Payments in connection with settlements and verdicts may signify the beginning of a new six-year period under New York law to bring indemnity claims.
United States
28 Jun 2017
Claims Against Navient Echo Problems With Subprime Mortgage Loan Servicers
Just as industry-wide litigation and investigations targeting subprime mortgage servicers began with lawsuits against the industry's largest players...
United States
7 Mar 2017
Insolvency, Creditors' Rights & Financial Products Alert >> Is Risk Retention In The Future Of Marketplace Lending?
Under new regulations that go into effect later this month, most issuers of asset-backed securities (ABS) will be required to retain a percentage economic interest in the collateral they securitize.
United States
21 Dec 2016
Insolvency & Financial Institutions Alert >> Proposed Amendments To The Bankruptcy Code Could Adversely Affect Student Loan Securitizations
In response to the growing balance of student loan debt in the United States, lawmakers have proposed legislation that would eliminate the most lender-protective feature of student loans – the inability to discharge the debt in bankruptcy.
United States
8 Jun 2016
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