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National Health Insurance
On 18 June 2018, the Minister of Health published two draft bills for public comment - the Draft National Health Insurance Bill and the Draft Medical Schemes Amendment Bill.
South Africa
21 Aug 2019
2
Terminating Employee Benefits At Age 65 Ruled Unconstitutional
For many years, even since the removal of mandatory retirement in Ontario, it has been permissible to deny benefits, pension, superannuation or group insurance plans or funds to employees over 65 ...
Canada
31 Oct 2018
3
Significant Changes Proposed To Canada's AML/ATF Regime
On June 9, 2018, amendments to the regulations under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) were proposed by the Department of Finance (the Proposed Regulations).
Canada
2 Jul 2018
4
OSFI Releases Reinsurance Framework Discussion Paper
The Discussion Paper follows a multi-year review by OSFI of reinsurance practices, and addresses a number of concerns OSFI has identified.
Canada
27 Jun 2018
5
Finance Releases Second Consultation On Federal Financial Sector Framework
On August 11, 2017, the Department of Finance Canada issued a second consultation document requesting input on the Federal financial sector.
Canada
21 Aug 2017
6
Unfinished Business: The Alberta Court Of Queen’s Bench To Hear Constitutional Challenge To Alberta’s Prohibition On Private Health Care Insurance Based On Chaoulli
On October 17, 2013, the Alberta Court of Queen’s Bench will hear two applications that aim to extend the Supreme Court of Canada’s decision in Chaoulli v. Quebec (Attorney General)1 ("Chaoulli").2 Represented by John Carpay of the Justice Centre for Constitutional Freedoms, Darcy Allen and Richard Cross (the "Applicants") are challenging the constitutionality of section 26(2) of the Alberta Health Care Insurance Act3, which establishes a prohibition on the sale and purchase of private insurance
Canada
23 Oct 2013
7
Longevity Risk Transfer In Canada: OSFI's Draft Advisory On Longevity Insurance And Longevity Swaps
The Office of the Superintendent of Financial Institutions recently issued a draft Policy Advisory entitled "Longevity Insurance and Longevity Swaps".
Canada
23 Sep 2013
8
Ontario Court Of Appeal Confirms Corporate Sponsors Owed No Duty To Injured Sports Participant
On April 5, 2013 the Ontario Court of Appeal upheld a Motion Court decision that had dismissed a lawsuit against Rogers Communications Inc. ("Rogers"), Umbro Inc. ("Umbro") and Bank of Montreal ("BMO") for disclosing no cause of action.
Canada
24 Apr 2013
9
On-line Sales Of Insurance Products: Where Does Quebec Stand?
Electronic commerce has developed at lighting speed over the past decade. Today's consumers are increasingly at ease with the idea of using e-commerce for their transactions, whether it be on their computers, tablets or smart phones.
Canada
23 Apr 2012
10
Insurer's Duty To Defend: Are Defence Cost Obligations Subject To A 'Time On Risk' Apportionment
In Lombard General Insurance Company of Canada v 328354 BC Ltd et al, 2012 BCSC 431, the Supreme Court of British Columbia made an important addition to the case law concerning an insurer's duty to fund defence costs under a Commercial General Liability (CGL) policy, where the underlying claim alleges damage occurring over a lengthy period, falling partially outside the duration of the policy.
Canada
16 Apr 2012
11
Extended Warranties And Insurance, What Is Insurance? A Healthy Dose Of Common Sense From The Alberta Court Of Appeal
On July 21, 2011, the Court of Appeal for Alberta released a decision in a significant case concerning the meaning of "insurance" under provincial insurance legislation and its application to retail extended warranties. In doing so it provided helpful guidance on the meaning of "insurance".
Canada
11 Aug 2011
12
Supreme Court of Canada Addresses Insurer's Duty to Defend In the Context of a Leaky Condo Case
The decision of the Supreme Court of Canada in "Progressive Homes Ltd. v. Lombard General Insurance Company of Canada", 2010 SCC 33 resolves a discrepancy between decisions of the Courts of Appeal of British Columbia and Ontario on an important point concerning the scope of Commercial General Liability insurance policies as they apply to construction projects.
Canada
7 Oct 2010
13
How Foreign Insurers May Or May Not Be Carrying On Business In Canada – Changes To Part XIII Of The Insurance Companies Act (Canada) (“ICA”)
The purpose of this Bulletin is to address the Office of the Superintendent of Financial Institutions Canada (“OSFI”) Advisory 2007-01-RI, entitled “Insurance in Canada of Risks” issued by OSFI in September, 2007 and revised in May, 2009 (the “Revised Advisory”).
Canada
 
23 Jun 2009
14
Future Directions In Canadian Reinsurance Regulation: An Overview Of OSFI’s Discussion Paper
In December 2008 the Office of the Superintendent of Financial Institutions (“OSFI”) released its Discussion Paper on "OSFI’s Regulatory and Supervisory Approach to Reinsurance" (the “Discussion Paper”).
Canada
23 Apr 2009
15
Sponsored Demutualization Comes To Canada
The Independent Order of Foresters ("Foresters") and Unity Life of Canada ("Unity") recently completed the first sponsored demutualization in Canadian history. Effective April 2, 2008, Unity converted from a mutual life insurance company into a life insurance company with common shares, all of which are owned by Foresters.
Canada
25 Jul 2008
16
After "Chaoulli"… Bill 33 opens the door to private clinics and private insurance in Quebec
On June 15, 2006 the government of Quebec tabled its long-awaited draft legislation on Quebec’s health care system—Bill 33, entitled An Act to amend the Act respecting health services and social services and other legislative provisions. The Bill is the result of a major controversy with respect to Quebec’s health care syste
Canada
 
28 Jul 2006
17
Chaoulli Opens The Door To Private Clinics And Private Insurance In The Health Sector In Quebec
On February 16, 2006, Quebec Premier Jean Charest and Minister of Health and Social Services Philippe Couillard filed a consultation document entitled Garantir l’acces: un defi d’equitete, d’efficience et de qualitete in order to identify measures that will improve access to health and medical services while reducing waiting times.
Canada
19 Jul 2006
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