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Most Reader Response
By Barry Davys
We understand the need to pay tax. It gives us hospitals to treat our family, care in later life and many other services.
By Barry Davys
Good news! From 6th April 2017 there is a new, bigger Nil rate band of inheritance tax. This new band was called the Residence Nil Rate Band but now is also known at the HMRC as the "Additional Threshold".
By Barry Davys
As international people living in Spain, no matter how much we integrate, we still do not have the experience acquired over generations of how systems work, and what the cultural norms mean for day to day life.
By Barry Davys
Over my 28 years as an Independent Financial Adviser (IFA) I have had the pleasure and good fortune to work with many decent people.
By Barry Davys
If the UK leaves the European Union what impact does this have on taxation for international people living in Spain?
By Barry Davys
With our assistance, an application form is completed and your new pension is set up.
By Barry Davys
In setting out a strategy for your financial planning we often work with other professionals.
By Barry Davys
This new Guide to Risk from the Spectrum IFA Group is an insight into many different types of risk associated with money and investments.
By Barry Davys
A comprehensive look at what we need to do for a financially happy retirement.
By Barry Davys
The approach to an expatriate's financial planning will be determined by whether the individual becomes resident in Spain or can qualify as a non-resident for tax purposes.
By Barry Davys
We have provided here a list of Guides to your money when you are living or working in Spain.
By Barry Davys
Final Salary pension schemes in the UK provide good benefits, indeed even generous benefits especially for those who spend most of their working life with the same company.
By Barry Davys
One of the principals of financial planning is to keep things as simple as possible. Often that is easier said than done. Often, trying to plan in the context of unknowns means we have to try to cover a number of options.
By Barry Davys
Your goal is to generate sufficient income during your retirement for you to live on and your capital will also need to accommodate events such as medical procedures. In this statement, there is no mention of the word pension.
By Barry Davys
The repeated return to previous values on the indices may simply reflect that we are in a transition period to a whole new raft of technologies and ways of doing things, which has been amplified by the crisis of 2008.