The Office of the Comptroller of the Currency ("OCC") and the FDIC each released their Dodd-Frank stress testing scenarios for certain financial institutions with more than $10 billion in total consolidated assets. The tests consist of three scenarios designed to evaluate a financial institution's ability to survive varying degrees of economic stress: baseline, adverse and severely adverse.

The OCC and FDIC developed the scenarios in consultation with the Board of Governors of the Federal Reserve System.

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